Medicare Part A

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Medicare Part B Costs 2024

Premium: $0 for most people (because they paid Medicare taxes long enough while working - generally at least 10 years). This is sometimes called “premium-free Part A.”

If you don’t qualify for a premium-free Part A, you might be able to buy it. In 2025, the premium is either $285 or $518 each month depending on how long you or your spouse worked and paid Medicare taxes.

 

Services

What Medicare Pays

What you Pay

Hospitalization

    
  • First 60 Days

All But $1676

$1676
  • Days 61-90

All but $419 a Day

$419 a Day
  • Days 91-150*

All but $838 a Day

$838 a Day
  • Days 151 & Beyond

$0

All Costs
     

Skilled Nursing Facility Care

    
  • Days 1-20

All Approved Amounts

$0
  • Days 21-100

All but $209.50 a Day

$209.50 a Day
  • Days 101 and beyond

$0

All Costs
     

Hospice Care

    
  • You must meet Medicare’s requirements, including a doctor’s certification of terminal illness

All but very limited copayment/coinsurance for outpatient drugs and inpatient respite care

$0 for hospice care, up to $5 for each pain management prescription, and 5% of the Medicare-approved amount for respite care

*Lifetime Reserve Days - an additional 60 days of inpatient hospital coverage that a Medicare beneficiary can access after using the standard 90 days of inpatient care within a benefit period, essentially providing a lifetime pool of extra hospital days to use if needed; these days can only be used once during a person's lifetime